Hawk’s Car Insurance


1) Hawk's Vehicle Insurance.

  • All vehicles are covered under Comprehensive Insurance against third party liability claim, third party bodily injury, third party property damage up to S$5,000,000 and damage to the vehicles (Loss Damage Waiver). However, there is an excess liability for any damage/loss to the vehicle for each and every accident &/or incident.
  • Hirers are always responsible for the amount of "damage/loss" for each and every accident as follows:
Damage/Loss Excess
Group Damage Excess Fire & Theft
Singapore Malaysia Singapore Malaysia
C & C1 S$2,500 S$3,000 S$3,500 S$4,000
D & E & E1 S$3,000 S$3,500 S$4,000 S$4,500
F & Above S$3,500 S$4,000 S$4,500 S$5,000

2) Excess Reduction Waiver (ERW)
  • Hirer can have the option to further reduce financial responsibility from the Damage/Loss Excess liability by 50% if the hirers opt to purchase Excess Reduction Waiver (ERW) fee as follows:
Group C - C1 S$15 per day /S$250 per month
Group D - E1 S$20 per day /S$300 per month
Group F & Above S$25 per day /S$350 per month

3) Personal Accident Insurance (PAI)
  • Personal Accident Insurance may be arranged at the request of the hirer, which provides a cover of S$35,000 for the driver and a cover of S$25,000 to be shared among passengers based on the legal seating capacity in the event of death or permanent disablement as a result of an accident involving the rental vehicle. In additional, the driver is only allowed up to S$5000 claim on medical reimbursements.
  • Personal Accident Insurance can be purchased at S$5 per day/S$90 per month.

4) Driving into West Malaysia

  • In order for Hawk vehicles to be driven in Malaysia, hirer should notify Hawk for each and every entry into Malaysia and on payment of the Malaysia surcharge. If not, hirer will not be protected by the insurance and hirer will be fully liable for all liquidating damages/loss occurred in Malaysia.
  • In the event of driving into West Malaysia, a surcharge will apply as follows:

    All groups S$50 per day /S$500 per month

Note:  Missing/damaged items or accessories from the vehicle (including windscreens, hub caps, paintwork and undercarriage), non-collision damage and collision damages without particulars of third parties are not protected by the insurance cover.

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